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Daily Market Update
Mortgage Calculators
Frequently Asked Questions
10 Things to Know before you meet with a Loan Consultant
How much house can I afford? Conservative, Moderate, and Liberal approach
Checklist of typical items needed for a home purchase
Understanding Credit Scores
Video Clips


Notes from Joshua

12/31 An update and forecast on mortgage rates

An update and forecast on mortgage rates...more

12/04 Rates are fantastic!

Rates are fantastic!...more

12/01 Rates at the best level since spring

Rates at the best level since spring...more

11/05 Rates improve dramatically!

Rates improve dramatically!...more

10/24 Are these rate changes making you dizzy?

Are these rate changes making you dizzy?...more

10/21 The extreme rate roller coaster ride continues

The extreme rate roller coaster ride continues...more

10/07 Rates good, not great

Rates good, not great...more

09/24 Rates move higher

Rates move higher...more

09/16 Rates volatile but still very good

Rates volatile but still very good...more

09/08 Happy days are here again. Rates great.

Happy days are here again. Rates great....more

08/22 Fannie/Freddie Trouble weighs on rates

Fannie/Freddie Trouble weighs on rates...more

07/22 ARM's - A Change in Thinking

ARM's - A Change in Thinking...more

07/17 Rates on a roller coaster - currently worse

Rates on a roller coaster - currently worse...more

07/14 Mortgage Rates settle down

Mortgage Rates settle down...more

04/30 Mortgage rates improve despite Fed cut

Mortgage rates improve despite Fed cut...more

04/25 Another bad week for rates

Another bad week for rates...more

04/17 Rates Shoot Up this Week

Rates Shoot Up this Week...more

04/04 Rates heading in the right direction, looking great!

Rates heading in the right direction, looking great!...more

03/25 We're in a open window of good rates again!

We're in a open window of good rates again!...more

02/20 Rates going from bad to worse

Rates going from bad to worse...more

02/07 Yo-Yo rates

Yo-Yo rates...more

01/26 Be Prepared - a message after a crazy week

Be Prepared - a message after a crazy week...more

01/15 Know when to hold'em, know when to fold'em

Know when to hold'em, know when to fold'em...more

12/28 Rates in holiday stupor

Rates in holiday stupor...more

11/29 Rates quite volatile this week but looking good

Rates quite volatile this week but looking good...more

11/15 Rates unchanged the last couple of weeks

Rates unchanged the last couple of weeks...more

10/30 Beware of Fed Cut

Beware of Fed Cut...more

10/23 Good Time to lock a rate

Good Time to lock a rate...more

09/27 Unfortunately, Rates Moving Higher

Unfortunately, Rates Moving Higher...more

09/17 Final Thoughts before Fed Meeting

Final Thoughts before Fed Meeting...more

09/13 What will happen with next weeks Fed Cut?

What will happen with next weeks Fed Cut?...more

08/24 A crazy month in the mortgage business!

A crazy month in the mortgage business!...more

08/07 Market improving!

Market improving!...more

07/19 Rates have been quite tame

Rates have been quite tame...more

07/02 Great article about rate trend and inflation

Great article about rate trend and inflation...more

06/21 Really bad month for rates

Really bad month for rates...more

05/31 Rates hit 8 month high

Rates hit 8 month high...more

05/17 It's a trend now - rates moving higher

It's a trend now - rates moving higher...more

05/10 Beware of becoming a "trigger lead"

Beware of becoming a "trigger lead"...more

05/10 Hovering

Hovering...more

04/06 Rates heading higher

Rates heading higher...more

03/30 Rates experience bad weeks

Rates experience bad weeks...more

03/05 Rates improve in February

Rates improve in February...more

02/01 What a difference a month makes!!!

What a difference a month makes!!!...more

01/12 Reason for rising rates

Reason for rising rates...more

01/11 Rates moving higher

Rates moving higher...more

01/11 Great Article Concerning Refinancing

Great Article Concerning Refinancing...more

12/13 Rates taking a turn for the higher

Rates taking a turn for the higher...more

11/15 Rates still looking good, remain low

Rates still looking good, remain low...more

09/21 Rates lowest in 6 months

Rates lowest in 6 months...more

08/29 Rates remain good, steady

Rates remain good, steady...more

08/16 Rates see nice improvement over the last month

Rates see nice improvement over the last month...more

07/18 Rates seeing slight improvement

Rates seeing slight improvement...more

06/21 Rates continue slow climb higher

Rates continue slow climb higher...more

05/12 Rates continue to rise

Rates continue to rise...more

04/26 Rates keep going higher and higher

Rates keep going higher and higher...more

04/06 Mortgage rates hit highest level since 2003

Mortgage rates hit highest level since 2003...more

04/04 Rates head higher

Rates head higher...more

03/28 Rates steady the last two weeks

Rates steady the last two weeks...more

03/09 Mortgage rates jump to highest level since 2003

Mortgage rates jump to highest level since 2003...more

03/06 Rates erase 2 weeks of gains in four days

Rates erase 2 weeks of gains in four days...more

02/28 Rates take a breather, improve a little

Rates take a breather, improve a little...more

02/15 Rates on 4 week trend moving higher

Rates on 4 week trend moving higher...more

02/06 Rates continue to trend higher

Rates continue to trend higher...more

01/28 Rates take a turn for the worse

Rates take a turn for the worse...more

01/24 No News is Good News

No News is Good News...more

01/13 Rates steady and declining slightly

Rates steady and declining slightly...more

12/29 Rates remain steady through the holidays

Rates remain steady through the holidays...more

12/06 Rates back on the rise

Rates back on the rise...more

11/29 Rates see slight improvement

Rates see slight improvement...more

11/10 Ouch! Rates at 2 yr. high

Ouch! Rates at 2 yr. high...more

11/03 Freddie Mac says rates highest since mid-2004

Freddie Mac says rates highest since mid-2004...more

11/02 Up, Up and Away!

Up, Up and Away!...more

10/21 Rates reach 15 month high

Rates reach 15 month high...more

10/06 Mortgage rates continue slow ride higher

Mortgage rates continue slow ride higher...more

09/26 Rates showing trend higher

Rates showing trend higher...more

09/15 Rates continue to slide

Rates continue to slide...more

09/08 Rates holding steady, still quite low

Rates holding steady, still quite low...more

08/22 Rates settle down

Rates settle down...more

08/04 Rates highest since April - Freddie Mac says

Rates highest since April - Freddie Mac says...more

08/02 Congratulations to the Heimermann's!

Congratulations to the Heimermann's!...more

08/01 Thank goodness July is over - a bad month for rates

Thank goodness July is over - a bad month for rates...more

07/19 Rates continue their slow climb

Rates continue their slow climb...more

07/05 Rates trending higher

Rates trending higher...more

06/30 Fed raises rates .25 - has little effect on mortgage rates

Fed raises rates .25 - has little effect on mortgage rates...more

06/29 Rates looking good ahead of tomorrows Fed meeting

Rates looking good ahead of tomorrows Fed meeting...more

06/17 Rates unchanged this week

Rates unchanged this week...more

06/10 Rates cool off this week

Rates cool off this week...more

06/06 Free Credit Report

Free Credit Report...more

06/03 Rates take it on the chin today.

Rates take it on the chin today....more

06/02 Rates looking great!

Rates looking great!...more

05/23 As Simon Cowell would say, "Rates are boring."

As Simon Cowell would say, "Rates are boring."...more

05/12 After slight increase, rates stabilize

After slight increase, rates stabilize...more

05/06 Rates turn for the worse today

Rates turn for the worse today...more

05/04 Fed Hikes rates - Mortgage Rates remain steady

Fed Hikes rates - Mortgage Rates remain steady...more

05/02 Fed Expected to Raise Fed Fund Rate Tomorrow

Fed Expected to Raise Fed Fund Rate Tomorrow...more

04/28 Rates steady

Rates steady...more

04/21 Rates good and seem steady

Rates good and seem steady...more

04/13 Rates continue improvement

Rates continue improvement...more

04/06 Mortgage Rates seeing slight improvement

Mortgage Rates seeing slight improvement...more

03/31 Rates at 8-month high

Rates at 8-month high...more

03/29 Lock and Shop Program

Lock and Shop Program...more

03/23 Mortgage Rates Take It On The Chin

Mortgage Rates Take It On The Chin...more

03/18 Flat week for rates

Flat week for rates...more

03/16 Rates zigzag this week but remain near highs

Rates zigzag this week but remain near highs...more